The Certified Credit Research Analyst (CCRATM) is a comprehensive global education program designed to give an expert level understanding of credit markets to fresh graduates and experienced professionals. It integrates the fundamentals of financial analysis, credit analysis, rating methodologies, credit strategy and structuring. It offers the tools a candidate needs to occupy key positions in the world of finance, private banking, credit ratings and fixed income domain.
## Global education program: The Certified Credit Research Analyst (CCRATM) is a comprehensive global education program designed to give an expert level understanding of credit markets to fresh graduates and experienced professionals.
## Only Recognized certification in Credit Research: Association of International Wealth Management of India (AIWMI) has launched the CCRATM certification in Asia and will start offering the same around the world shortly.
## Practical Knowledge: It integrates the fundamental of financial analysis, Credit analysis, rating methodology and strategy. It offers the tools you need to occupy key positions in the world of private banking, credit analysts and fixed income.
## Examination: The exam will be two level online exam
## Minimum Eligibility: A graduate from any stream (Final year graduate students can apply subject to conditions)
## For more information, please reach us at ccra@aiwmindia.com or info@aiwmindia.com or visit www.aiwmindia.com/ccra
Level 1 Includes the following contents: Level 1
Module 1: Financial Statement Analysis
Introduction: Role of Financial Statements, Relevance of Notes, Nuances of Accounting: Inventories, Depreciation, EPS, Intangible Assets, Ratio Analysis, Financial Modelling and Covenant Testing, Nuances of Leases, Hire Purchase, Pension Liabilities and Classification of Investments in Financial Assets, Red Flags, GAAP & IFRS – Similarities & Differences
Module 2: Credit Specific Analysis
Liquidity Analysis, Stress Testing, Comparison: Sector versus Global, Liquidation Scenario and Event, M&A/LBO
Module 3: Understanding Of Bonds
Covenants, Pricing, Spreads and Curves, Credit Default Swap (CDS), Seniority Ranking, Rich Cheap Analysis, Bond Valuation Measures Including, Swaps, OAS, YTW, YTM